javasaurus: (Default)
javasaurus ([personal profile] javasaurus) wrote2005-04-01 10:46 am

Nead a loan, badly!

I am planning on filling up my car with gas this evening on the way home, so I'll need to stop by a bank on the way and take out a loan. Who currently has the best rates?

[identity profile] wilhelmina-d.livejournal.com 2005-04-01 04:23 pm (UTC)(link)
Well, considering Prime just went up to 5.75%, depending on your credit, you'd probably be better off with either a Home Equity Line of Credit or a Signature Loan. Neither of those should go above 9%. Credit cards are easier to deal with, but they usually have rates of 20% or higher. Oh, and try your local credit union first. Then your bank, then a national lender. That's the order of rate quality. It's also usually the reverse order of servicing quality.

(taking you way more seriously than you thought, right?)

[identity profile] javasaurus.livejournal.com 2005-04-01 04:55 pm (UTC)(link)
lol, with oil prices expected to double in the near future, I wouldn't be surprised if you start getting real gas loan applications...