Refinancing, in the dark

[javasaurus]

Loan rates are really, really low right now. So we applied for a refinance about three weeks ago. Had the appraisal done two or three days later. Since then, haven't heard a peep from the lender or loan officer. They told us up front the process would take about 45 to 60 days, but shouldn't we be getting some feedback by now? Maybe instructions regarding more forms to fill out, or potential closing dates so we can schedule time away from work? At what point should I start bugging the loan officer -- or should I be patient a little longer?

Any thoughts appreciated.

Comments

[wilhelmina-d.livejournal.com]

Actually, you may not get a copy of the appraisal until your closing. It depends on the rules of the lender.